Medical, prescription and vision benefits are available to Officer retirees. To be eligible for retiree medical benefits, you must be 55 years or older and have 10 or more years of full-time regular benefits-eligible service with the University, after age 45. Coverage is available for you and your spouse/same-sex domestic partner, as well as eligible dependents provided they were eligible prior to retirement.
In some instances, you can elect one medical plan, and your spouse/same-sex domestic partner or your eligible dependent can be covered under a different medical plan if only one of you is eligible for Medicare. Children can be covered under the age of 26 only if they are full-time students.
If you choose not to enroll in one of the retiree medical plans, you have the option to waive the University Retiree Medical Plan Benefits. If you choose to waive, please note the following:
Plan coverage can be waived for up to five years from your retirement date
If you do not contact Columbia and elect coverage within those five years, you will permanently forfeit your eligibility for retiree medical coverage
You can elect to enroll based on a Qualified Life Status Change, or during the Annual Retiree Enrollment period that takes effect on January 1 of each year
You will be asked to provide proof of prior coverage when you request reinstatement in one of the Columbia University retiree medical plans
Retiree medical plan choices vary depending on if you are under the age of 65 or if you are age 65 or over. See below to learn more.