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Medical Rates

The monthly COBRA medical rates are in effect from January 1 through December 31 each year. Rates apply to Officers and Support Staff. COBRA rates also apply to CASA and Post-Doctoral Fellows, and colleagues on an unpaid Leave of Absence in excess of 6 months.

Note: If you or your dependent is disabled at the time of your qualifying event, or becomes disabled within the first 60 days of COBRA continuation coverage that begins as a result of termination of employment or a reduction in work hours, you'll pay the same monthly medical COBRA rates as those shown for active employees during the first 18 months of continuation. However, during the remaining 11 months of coverage, you'll pay 150% of the full cost of coverage (rates are shown below).

2012 COBRA Medical Rates
2011 COBRA Medical Rates
2010 COBRA Medical Rates
2009 COBRA Medical Rates

2012 COBRA Medical Rates

 

Aetna POS 
90

UHC 
POS 
90

UHC 
POS 
100

CIGNA POS 
90

CIGNA POS 
100

Aerna HDHP

Aetna HMO (re-enrollees only) 

HIP HMO

POS 80 (Aetna/ Cigna/UHC)

Months 1-18
Self 
Only

$536.00

$536.00

$794.00

$536.00

$684.00

$474.00

$759.00

$555.00

$521.00

Self 
Plus Spouse/
Same-
Sex Domestic
Partner

$1,125.00

$1,125.00

$1,666.00

$1,125.00

$1,435.00

$996.00

$1,594.00

$1,206.00

$1,094.00

Self 
and Child

$1,018.00

$1,018.00

$1,508.00

$1,018.00

$1,299.00

$901.00

$1,442.00

$1,058.00

$990.00

Family Plan

$1,605.00

$1,605.00

$2,377.00

$1,605.00

$2,047.00

$1,420.00

$2,273.00

$1,692.00

$1,561.00

Disabled Beneficiaries: Months 19-29
Self 
Only

$788.00

$788.00

$1,167.00

$788.00

$1,005.00

$697.00

$1,116.00

$816.00

$766.00

Self 
Plus Spouse/
Same-
Sex Domestic
Partner

$1,655.00

$1,655.00

$2,451.00

$1,655.00

$2,111.00

$1,464.00

$2,344.00

$1,618.00

$1,609.00

Self 
and Child

$1,497.00

$1,497.00

$2,217.00

$1,497.00

$1,910.00

$1,325.00

$2,121.00

$1,555.00

$1,456.00

Family Plan

$2,360.00

$2,360.00

$3,495.00

$2,360.00

$3,011.00

$2,088.00

$3,343.00

$2,489.00

$2,295.00

 

2011 COBRA Medical Rates

 

Aetna POS
90

UHC
POS
90

UHC
POS
100

CIGNA POS
90

CIGNA POS
100

CIGNA Int'l*

Aetna HMO

HIP HMO

CIGNA Modi-
fied Indem-
nity

Months 1-18
Self
Only

$527.00

$816.00

$861.00

$642.00

$655.00

$336.00

$718.00

$603.00

$1,208.00

Self
Plus Spouse/
Same-
Sex Domestic
Partner

$1,107.00

$1,713.00

$1,808.00

$1,349.00

$1,375.00

$842.00

$1,456.00

$1,206.00

$2,536.00

Self
and Child

$1,002.00

$1,550.00

$1,636.00

$1,220.00

$1,244.00

$787.00

$1,285.00

$1,121.00

$2,295.00

Family Plan

$1,582.00

$2,447.00

$2,583.00

$1,927.00

$1,965.00

$1,202.00

$2,147.00

$1,844.00

$3,624.00

* CIGNA International is only offered if you are on the Cigna International Plan when COBRA begins.

 

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2010 COBRA Medical Rates

 

Aetna POS 90

UHC POS
90

UHC POS 100

CIGNA POS
90

CIGNA POS 100

CIGNA Int'l*

Aetna HMO

HIP HMO

CIGNA Modi
fied Indem-
nity

Months 1-18
Self
Only

$479.00

 $758.00

$764.00

$552.00

$565.00

$305.00

$578.00

$554.00

$1,023.00

Self
Plus Spouse/
Same-
Sex Domestic
Partner

$1,008.00

$1,593.00

$1,603.00

$1,160.00

$1,186.00

$763.00

$1,172.00

$1,109.00

$2,148.00

Self
and Child

$912.00

$1,441.00

$1,450.00

 $1,049.00

$1,073.00

$713.00

$1,034.00

$1,031.00

$1,944.00

Family Plan

$1,439.00

$2,276.00

$2,291.00

 $1,656.00

$1,695.00

$1,090.00

$1,728.00

$1,696.00

$3,069.00

Disabled Beneficiaries: Months 19-29
Self
Only

$705.00

$1,116.00

$1,124.00

 $812.00

$831.00

$449.00

$849.00

$816.00

$1,505.00

Self
Plus Spouse/
Same-
Sex Domestic Partner

$1,482.00

$2,343.00

$2,358.00

 $1,706.00

$1,745.00

$1,122.00

$1,724.00

$1,631.00

$3,159.00

Self
Plus Child

$1,341.00

$2,120.00

$2,133.00

 $1,542.00

$1,578.00

$1,048.00

$1,706.00

$1,517.00

$2,859.00

Family Plan

$2,117.00

$3,347.00

$3,369.00

$2,436.00

$2,493.00

$1,602.00

$2,541.00

$2,495.00

$4,514.00

* CIGNA International is only offered if you are on the Cigna International Plan when COBRA begins.

 

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2009 COBRA Medical Rates

 

Aetna Choice POS II

UHC POS

CIGNA POS

CIGNA Int'l*

Aetna HMO

HIP HMO

CIGNA Modified Indem-
nity

Months 1-18
Self Only

$420.00

$557.00

$483.00

$304.00

$472.00

$561.00

$1,023.00

Self
Plus Spouse/
Same-
Sex
Domestic
Partner

$882.00

$1,170.00

$1,015.00

$761.00

$959.00

$1,122.00

$2,148.00

Self
and
Child

$799.00

$1,058.00

$919.00

$711.00

$846.00

$1,043.00

$1,944.00

Family
Plan

$1,261.00

$1,671.00

$1,450.00

$1,016.00

$1,414.00

$1,716.00

$3,069.00

Disabled Beneficiaries: Months 19-29
Self
Only

$618.00

$819.00

$711.00

$447.00

$695.00

$825.00

$1,505.00

Self
Plus Spouse/
Same-
Sex Domestic Partner

$1,298.00

$1,721.00

$1,493.00

$1,119.00

$1,410.00

$1,650.00

$3,159.00

Self
Plus
Child

$1,175.00

$1,556.00

$1,352.00

$1,046.00

$1,244.00

$1,535.00

$2,859.00

Family
Plan

$1,854.00

$2,457.00

$2,133.00

$1,494.00

$2,079.00

$2,253.00

$4,514.00

* CIGNA International is only offered if you are on the Cigna International Plan when COBRA begins.

 

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The HR/Benefits website is intended only to provide information for the guidance of Columbia University Officers, staff and union employees. The writers of the content have exercised their best efforts to ensure accuracy of the information, but accuracy is not guaranteed. If there are any discrepancies between the information on the website, verbal representations and the Plan documents, the Plan documents will always govern. The information is subject to change from time to time, and the University reserves the right to change or terminate these Plans at any time. The information contained on the website is not intended to replace the plan documents, nor is the information in any way intended to imply a contract.